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Specialist Construction Brokers

Property Developers Insurance
You Can Rely On

Comprehensive cover for construction, renovation, and development projects — built around your build programme, contract, and risk profile.
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  • FCA Authorised
  • Whole-of-market access
  • Dedicated claims support

Specialist Construction Insurance

Tailored to JCT, NEC and bespoke
contracts.

Access to Leading UK Insurers

Whole-of-market reach including Lloyd's syndicates.

Experts in High-Value Projects

From single-plot developments to large schemes.

£250M+
project value placed annually

What Is Property Developers Insurance

Built to protect every phase of your development

Property Developers Insurance covers the financial risks of running a construction or refurbishment project — from groundworks and structural build through to handover and sale.
  • Designed for builders, investors, and property developers
  • Covers risks during property development and renovation
  • Protects projects from unexpected financial loss
  • Flexible cover for single sites or multi-project portfolios

What it covers

Comprehensive protection, end to end

A complete insurance programme structured around your build.

Contract Works

Cover for permanent and temporary works on site, including materials.

Public Liability

Protection against third-party injury or property damage claims.

Employers' Liability

Statutory cover for employees, sub-contractors and labour-only staff.

Plant & Equipment

Owned or hired-in plant, tools and machinery on or off site.

Structural Damage

Cover for damage to existing structures and adjoining buildings.

JCT Compliance

Policies aligned with JCT and NEC contract requirements.

Who Needs This

Cover for every kind of developer

Property Developers

Builders

Contractors

Property Investors

Key Risks

Development risks we help you manage

Site Accidents

Injury, liability and HSE-related exposure.

Structural Damage

Damage during build or to adjoining property.

Theft of Materials

Stolen plant, tools and on-site materials.

Delays & Losses

Financial impact of overruns and disruption.

Why choose us

A broker built around developers

Tailored Cover

Programmes built around your build phase.

Specialist Insurers

Direct access to construction underwriters.

Complex Projects

Experience with high-value, multi-unit schemes.

Claims Support

In-house claims advocates on your side.
Our Process

From enquiry to bound cover

1

Discuss Your Project

Share scope, contract type and timeline.
2

Risk Evaluation

We assess exposures and cover gaps.
3

Insurer Matching

Approach the right specialist markets.
4

Custom Quote

Receive a tailored, competitive proposal.

Case study

42-unit residential scheme placed in 5 working days

A Manchester-based developer approached us mid-build on a £14M, 42-unit residential scheme after their existing insurer declined renewal due to changes in scope and an extended programme.

We restructured the cover into a single contractors all-risks policy with public and employers’ liability, plant cover and JCT-compliant non-negligence cover — bound within five working days, with no break in protection and a 12% premium saving on the prior placement.

£14M

project value

5 days

to bind cover

12%

premium saving
Common Questions

Frequently Asked Questions

At a minimum, most developers need contract works (all-risks), public liability, and employers’ liability. Depending on the project, you may also need plant and equipment, non-negligence (JCT 6.5.1), latent defects and professional indemnity cover.
Yes — public liability is a core part of any developer’s insurance programme. Limits typically start at £5M and scale with the size and risk of the project. We’ll recommend the right limit for your contract.
Absolutely. We arrange annual contractors all-risks policies that cover multiple sites and projects under a single programme, simplifying administration and often reducing premium costs.
Yes. We place cover for new builds, renovations, conversions, and refurbishments — including listed buildings and projects with structural alterations.

Protect Your Development Project

Speak to a specialist construction broker today and get cover that matches the scale and complexity of your build.
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