What is private health insurance for children?
Child health insurance is very similar to adult health insurance. It is designed to cover the costs of the treatment needed if your child is to become ill. As with adult health insurance, your child will still be entitled to free healthcare on the NHS.
There are many benefits to having health insurance for your child. This includes possible faster access to care, faster tests, and support and accommodation for guardians while a child is being treated.
Although standard policies do not cover these, in most cases, you can ask to add dental care, eye care, physiotherapy, homoeopathy, and mental health support. However, this is usually at an added cost.
From this, it is easy to see that children gain all the benefits an adult gets from health insurance.