UK Specialist Property Insurance

Airbnb & Short-Let Landlord Insurance

Protect your holiday let, serviced accommodation, and short-term rental property with specialist Airbnb & Short-Let Landlord Insurance designed for UK property owners.

Standard landlord insurance often does not provide adequate protection for properties used as Airbnb, holiday lets, serviced accommodation, or other short-term rental arrangements. With guests frequently changing and increased occupancy risks, specialist insurance is essential.

At WS Insurance Brokers, we arrange tailored Airbnb & Short-Let Landlord Insurance designed to protect your property, rental income, and investment.

Introduction

What is Airbnb & Short-Let Landlord Insurance?

Airbnb & Short-Let Landlord Insurance is specialist cover designed for property owners who rent their properties on a short-term basis through platforms such as Airbnb or as serviced accommodation.

Unlike traditional buy-to-let properties, short-term rentals often experience higher guest turnover, increased wear and tear, and greater exposure to accidental damage and liability claims.

This insurance can help protect your property, contents, rental income, and legal liabilities associated with operating a short-let business.

Who we cover

Who Needs This Cover?

This insurance may be suitable for:

Airbnb Hosts

Short-Let Property Owners

Commercial Property Developers

Serviced Accommodation Operators

Vacation Rental Owners

Apartment Rental Hosts

Property Investors

Portfolio Landlords

Corporate Let Operators

City Centre Apartment Owners

Holiday Cottage Owners

Short-Term Rental Businesses

What it covers

Why Choose WS Insurance Brokers?

Specialist Property Insurance Expertise

We understand the unique risks associated with Airbnb and short-term rental properties.

Tailored Insurance Solutions

Policies designed around your occupancy levels, property type, and rental activities.

Independent UK Insurance Brokers

Access to specialist insurers experienced in short-let and holiday let insurance.

FCA Regulated Brokerage

Trusted UK-regulated insurance advice and support.

Fast & Competitive Quotes

Efficient quotation process with competitive premium options.

Dedicated Advisor Support

Personal service from experienced property insurance specialists.
Our Process

A simple 5-step process

From first enquiry to active cover — our specialists handle every step.
1

Tell Us About Your Property

Provide details about the property, location, occupancy levels, and rental arrangements.
2

Risk Assessment

We assess your exposure based on guest turnover, property use, and risk profile.
3

Compare Insurance Markets

We search specialist UK insurers to identify suitable cover options.
4

Receive Tailored Quotes

Get competitive quotations designed around your short-let property.
5

Activate Your Cover

Once approved, your policy is arranged so your investment remains protected.

Why choose us

Why Airbnb & Short-Let Landlords Need Specialist Insurance

Short-term rental properties face unique risks, including:

Guest-caused accidental damage

Property theft and vandalism

Public liability claims

Loss of rental income

Fire and flood damage

Malicious damage by guests

Higher occupancy-related wear and tear

Legal expenses and liability claims

Standard home or landlord insurance policies may not fully cover properties used for short-term letting activities.
Real-world scenarios

Claims Scenarios

Guest Property Damage

A guest accidentally causes significant damage to furniture, fixtures, and fittings during their stay.

Water Damage Incident

A plumbing leak occurs while guests occupy the property, resulting in costly repairs and loss of bookings.

Public Liability Claim

A guest suffers an injury on the property and pursues compensation against the owner.

Loss of Rental Income

Following an insured event, the property becomes temporarily uninhabitable, resulting in cancelled bookings and lost income.
Reviews

What our clients say

4.9/5 from 600+ reviews
 
 
 
Common Questions

Frequently Asked Questions

Yes, standard home or landlord insurance may not provide adequate cover for short-term rental activities.
Policies can be arranged to include protection against accidental or malicious damage caused by guests.
Yes, specialist cover is available for holiday homes, cottages, apartments, and serviced accommodation.
Yes, cover may include loss of income following an insured event that prevents guests from staying.
Yes, insurance solutions are available for individual properties and larger short-let portfolios.

Protect Your Short-Let Property Today

Get tailored Airbnb & Short-Let Landlord Insurance with WS Insurance Brokers.
Whether you own a single Airbnb property, a holiday cottage, serviced accommodation, or a portfolio of short-term rentals, we can help protect your investment with specialist insurance designed for short-let landlords.