Specialist short-term let cover

Specialist Insurance for Holiday Lets & Airbnb Properties

Protect your short-term rental income, property, and guests with tailored cover designed for modern hosts.

Independent UK Broker

Whole-of-market access, working for you — not the insurer.

Access to Leading Insurers

Specialist panels covering Airbnb, SA & holiday let risks.

Short-Term Let Specialists

Built around frequent guest turnover and seasonal income.

Loved by hosts

Cover designed for the way you really let.

What is it?

Insurance built for short-term rentals

Holiday Let Insurance is a specialist policy for owners renting their property on a short-term basis — including Airbnb, Booking.com, Vrbo, and serviced accommodation platforms.

What we cover

Comprehensive protection for hosts

Tailored cover that adapts to your property, bookings and risk profile.

Guest damage

Accidental and malicious damage caused by paying guests.

Loss of rental income

Income protection if your property becomes unlettable after an insured event.

Public liability

Up to £5m cover for guest injury or third-party property damage.

Contents & furnishings

Protection for furniture, appliances and soft furnishings.

Buildings cover

Full rebuild cover for the structure of your property.

Accidental damage

Cover for unexpected mishaps inside the property.

Who it's for

Built for modern short-term hosts

Airbnb hosts

Holiday home owners

Short-term rental investors

Serviced accommodation providers

Key risks

Why standard cover isn't enough

Short-term lets face risks most home and landlord policies simply won’t pay out for.

Guest-related damage

From spills and breakages to malicious damage.

High occupancy turnover

More check-ins means a higher chance of incidents.

Liability claims

Slip, trip or injury claims from paying guests.

Booking cancellations

Lost income if your property is out of action.

Why choose us

A broker that understands hosts

We specialise in short-term let insurance and negotiate cover with insurers who actually understand the model.

Tailored policies

Cover matched to your property, bookings and risk.

Competitive pricing

Whole-of-market access keeps premiums fair.

Claims support

Real people guiding you through every step.

Flexible cover

Scale up or down as your hosting changes.

How It Works

From enquiry to cover in 4 simple steps

Share your details

Tell us about your property and how you let it.

We match insurers

We search our specialist panel for the right fit.

Get a tailored quote

Clear, transparent pricing with no jargon.

Activate cover

Sign, pay and you’re protected — usually same day.

Common Questions

Frequently Asked Questions

Can I use landlord insurance for an Airbnb?

No — standard landlord insurance is built for long-term Assured Shorthold Tenancies. Insurers can void claims if they discover the property is being used for short-term lets. You need a dedicated holiday let policy.

Does it cover guest damage?

Yes. Our policies cover accidental and, where included, malicious damage caused by paying guests, plus theft of contents during a paid stay.

Is public liability included?

Most of our holiday let policies include public liability cover up to £5 million, protecting you against claims from injured guests or third-party property damage.

Do I need cover if I only let occasionally?

Yes. Even a handful of paid guest nights per year usually breaches a standard home or landlord policy. Specialist cover can be arranged on a flexible, occupancy-based basis.

Can I cover loss of rental income?

Absolutely. If your property becomes unlettable due to an insured event such as fire or flood, we can include cover for lost bookings and ongoing income.

Protect Your Holiday Let Today

Get a tailored quote from a specialist short-term let broker in minutes — no obligation, no jargon.