Private Hire & Taxi Specialists

Motor Trade Insurance

Comprehensive Cover for the Motor Trade Industry
At WS Insurance, we understand the unique demands of the motor trade industry. Whether you’re buying, selling, repairing, or valeting vehicles, your business faces specific risks that require specialist insurance cover. With years of experience as trusted brokers, we’re here to provide tailored motor trade insurance solutions to protect your livelihood and give you peace of mind.

Why Motor Trade Insurance Matters

Working in the motor trade industry means handling high-value assets, dealing with customers, and managing various risks daily. From accidental damage during test drives to liability claims from customers, comprehensive cover is essential to keep your business running smoothly.

Motor trade insurance goes beyond standard policies, offering protection designed specifically for businesses like yours. Whether you’re an independent trader or managing a large dealership, WS Insurance ensures your policy suits your individual requirements.

COVERAGE

Our Motor Trade Insurance Services

At WS Insurance, we offer a range of motor trade insurance options, including:

Road Risks Insurance

Covering you to drive vehicles owned by your business and customer vehicles, road risks insurance is vital for traders operating on public roads.

Liability Insurance

Protect your business against claims from customers or the public. This includes public liability, employer’s liability, and product liability cover.

Combined Motor Trade Insurance

A comprehensive package that includes road risks, liability, and property cover to protect your premises, tools, and stock.

Part-Time Motor Trade Insurance

Designed for those running a motor trade business alongside other employment, offering flexible cover tailored to your specific needs.

Vehicle Stock Insurance

Provides protection for vehicles you own or hold for sale, whether stored on your premises or during transit.

why us

Why Choose WS Insurance?

We pride ourselves on being the broker of choice for motor trade businesses across the UK. Here’s why:

Industry Expertise

With years of experience, our team understands the complexities of the motor trade sector.

Tailored Cover

We work with leading insurers to create policies that match your business operations.

Competitive Pricing

Our strong relationships with insurers allow us to find cost-effective solutions without compromising on cover.

Dedicated Claims Support

In the event of a claim, our team will guide you through the process, ensuring a smooth resolution.

Flexible Options

Whether you’re a full-time trader or operate part-time, we offer policies to suit your needs.
Common Questions

Frequently Asked Questions

Yes, even if you operate part-time, It is essential to legally cover vehicles in your care and business activities.

Road risks insurance covers you to drive vehicles related to your business, while combined motor insurance offers additional protection for your premises, tools, and liability.

Yes, employer’s liability insurance can be included to protect your business against claims from employees.

Most insurers require evidence that you’re actively engaged in motor trade activities, such as receipts or invoices.

Need a helping hand with Commercial Property Insurance?

Contact us today for more information.