FCA Authorised UK Broker

Protect Your Rental Income with Rent Guarantee Insurance

Get paid even if your tenant doesn’t — cover missed rent and legal costs with policies tailored for UK landlords.

Independent UK Broker

Whole-of-market access

Access to Leading Insurers

Aviva, AXA, RSA & more

Expert Claims Support

UK-based, end-to-end

98%

Of claims paid within 30 days

What is it?

Peace of mind for every UK landlord

Rent Guarantee Insurance ensures you continue receiving rental income even when tenants default — and covers the legal expenses required to recover possession of your property.

Key Benefits

Everything a modern landlord needs

Guaranteed Monthly Income

Receive your full rental income, on time, every month.

Legal Expenses Covered

Eviction and court costs handled by expert solicitors.

Tenant Default Protection

Comprehensive cover from the first missed payment.

Fast Claims Process

Streamlined online claims with rapid resolution.

Optional Tenant Referencing

In-depth credit, employment and identity checks.

Continuous Protection

Cover that follows your tenancy, even after legal action.

Who it's for

Built for the people behind UK property

Landlords

Single property or full portfolio.

Property Investors

Buy-to-let and BRRR strategies.

Letting Agents

Protect every managed tenancy.

HMO Owners

Multi-room cover, simplified.

How It Works

Cover in four simple steps

Apply for Cover

Tell us about your property and tenancy in minutes.

Tenant Referencing

We verify credit, employment and rental history.

Policy Activation

Receive your documents and full cover instantly.

Claim if Needed

Notify us and we handle rent, legal and recovery.

Real-life scenario

How Sarah saved £14,000 in lost rent

Sarah, a landlord in Manchester, had let her two-bedroom flat to a young professional couple at £1,400 per month. Eight months in, the tenants stopped paying after one of them lost their job.

Because Sarah had taken out Rent Guarantee Insurance with us, she received her full monthly rent without interruption. Our solicitors managed the entire eviction process — court filings, legal correspondence and bailiff action — at no extra cost.

Within six months her property was re-let, with £14,000 of unpaid rent fully recovered and zero out-of-pocket legal expenses.

“Without this policy, I’d have lost an entire year of income. It’s the single best decision I’ve made as a landlord.”

— Sarah J., Landlord, Manchester

Why choose us

Independent advice. Premium protection.

Independent Broker

Whole-of-market access, no insurer bias.

Tailored Policies

Cover designed around your portfolio.

Claims Support

Dedicated UK team on every claim.

Competitive Pricing

Best-in-market premiums, no hidden fees.

Common Questions

Frequently Asked Questions

What does rent guarantee insurance cover?

It covers your monthly rental income if your tenant defaults, plus the legal costs of regaining possession. Most policies cover up to 12 months of rent and continue paying for a period after vacant possession.

Does it include legal costs?

Yes. All policies arranged through us include legal expenses cover for eviction proceedings, court fees and bailiff action — handled by specialist landlord solicitors.

Is tenant referencing required?

Yes — comprehensive tenant referencing is required before cover begins. We can arrange this for you, including credit, employment, identity and previous landlord checks.

How quickly can a claim be paid?

Once a tenant is one full month in arrears, you can submit a claim. Most claims begin paying out within 30 days of notification.

Can I add cover to an existing tenancy?

Yes, provided the tenant is up to date with rent and passes our referencing checks. Speak to one of our brokers for a tailored quote.

Are HMOs and student lets covered?

Absolutely. We arrange specialist policies for HMOs, student lets, professional shares and corporate tenancies.

Protect your rental income today

Speak with an independent broker and receive a tailored, no-obligation quote within minutes.