Licensed Trade Insurance Specialists

Pub, Club & Restaurant Insurance

At WS Insurance, we understand the fast-paced and high-risk nature of running pubs, clubs, and restaurants. From managing customers and staff to protecting your premises and stock, having the right insurance in place is essential to safeguard your business, income, and reputation.

WHAT IS IT ?

What is Pub, Club & Restaurant Insurance?

Pub, Club & Restaurant Insurance is a specialist form of commercial cover designed specifically for hospitality businesses. It combines several types of protection into one policy, helping safeguard your business against the everyday risks of running a venue that serves food, drinks, and entertainment.

COVERAGE

Core Coverage Options

A comprehensive Pub, Club & Restaurant Insurance policy in the UK may include:

Public Liability Insurance

Protection against claims from customers for injury or property damage.

Employers’ Liability Insurance

Covers claims from staff who are injured or become ill while working.

Contents & Stock Cover

Protects furniture, equipment, and stock against theft, fire, or damage.

Buildings Insurance:

Covers the structure of your premises (if you own it).

Business Interruption

Helps replace lost income if your business is forced to close temporarily.

WHY CHOOSE US

Why Choose WS Insurance for Your Pub Club Restaurant Insurance

Tailored Hospitality Protection

We provide insurance solutions designed specifically for the hospitality industry, ensuring your pub, club, or restaurant is properly protected against real-world risks.

Comprehensive Cover Options

From customer claims to equipment damage and stock loss, our policies are built to cover all key areas of your business operations.

Flexible Payment Plans

We offer flexible monthly payment options to help you manage your cash flow while keeping your business fully protected.

Expert Industry Support

Our experienced insurance specialists understand hospitality businesses and can guide you in choosing the right level of cover for your venue.

Fast, Hassle-Free Service

We make it easy to get covered quickly, with smooth quote processes and efficient claims handling to reduce disruption to your business.

Common Questions

Frequently Asked Questions

What does Pub, Club & Restaurant Insurance cover?

This type of insurance typically includes protection for your property, contents, stock, staff, and customers. It can also cover legal expenses and business interruption if your operations are unexpectedly disrupted.

What types of businesses can be covered?

Our hospitality insurance is designed for a wide range of venues, including pubs, bars, nightclubs, restaurants, cafes, lounges, and event venues. Whether you run a small independent restaurant or a busy city centre club, policies can be tailored to suit your needs.