Expert, independent insurance solutions for businesses and individuals across Bristol. Comprehensive cover, competitive rates, exceptional service.
WS Insurance is a trusted, independent insurance broker providing comprehensive insurance solutions to businesses and individuals throughout Bristol and the South West. With our office conveniently located in Henleaze at the Henleaze Business Centre, we’re perfectly positioned to serve clients across Bristol, from the city centre and Clifton to Bedminster, Southville, and the surrounding areas.
As an independent broker, we work with all major UK insurers and numerous specialist providers, giving us unparalleled access to the insurance market. This means we can find you the right coverage at competitive rates, whether you’re a thriving business in Bristol’s Temple Quarter, a property investor with a portfolio across the city, a landlord in Clifton or Redland, or an individual seeking comprehensive personal insurance.
Our experienced Bristol team combines deep market knowledge with a genuine commitment to client service. We don’t just sell policies – we build lasting relationships, providing ongoing advice, annual reviews, and dedicated claims support when you need it most. As a family-run business, we treat our clients like family, offering honest, transparent service with a personal touch.
25+
INDUSTRIES
Who we help
Comprehensive insurance solutions designed to protect you, your assets, and your business from unexpected risks.
Why choose us
Deep understanding of Bristol’s unique property market, business landscape, and specific insurance considerations.
Our in-house claims team actively supports you through the entire claims process, advocating for fair settlements.
We proactively review your cover each year, ensuring your insurance evolves with your changing needs and circumstances.
Office location
By Car:Â Our Henleaze location is easily accessible from the M5 (Junction 17) and M32. Free parking is available at the business centre.
By Bus:Â Henleaze is well-served by several bus routes connecting to Bristol city centre and surrounding areas, including routes from Clifton, Westbury-on-Trym, and the city centre.
From Bristol City Centre:Â Just a 15-minute drive via A4018 Gloucester Road, or easily accessible by bus.
We welcome visits by appointment. Contact us to arrange a consultation at our Bristol office or at your premises anywhere across the city and surrounding areas.
“WS Insurance provided outstanding service when we needed commercial property insurance for our Bristol office. They took time to understand our business, found us comprehensive cover at a competitive rate, and have been excellent with ongoing support. Highly recommended for Bristol businesses.”
“As a landlord with several properties across Bristol, I needed an insurance broker who really understood the local rental market. WS Insurance delivered exactly that – expert advice, competitive premiums, and genuine partnership. Their claims support when we had water damage was invaluable.”
“We’ve used WS Insurance for our café’s insurance for over two years now. Their knowledge of the hospitality sector is excellent, and they always find us great rates. The team is responsive, professional, and genuinely cares about protecting our business. Couldn’t ask for better service.”
Bristol’s property landscape ranges from stunning Georgian townhouses in Clifton and listed buildings throughout the historic city centre to modern developments at Harbourside and contemporary apartments in newer areas. Each type of property presents unique insurance challenges.
Period properties, particularly common in areas like Clifton, Redland, and Cotham, often require specialist insurance understanding their construction methods, listed status, and conservation area requirements. Many Bristol properties face flood risks, particularly those near the River Avon, Floating Harbour, and in lower-lying areas.
The city’s hilly terrain also means subsidence can be a consideration in certain areas. Our local Bristol knowledge helps us identify these risks and find appropriate, cost-effective coverage.
Bristol’s economy is remarkably diverse, from aerospace and advanced engineering to creative industries, technology, and professional services. The city’s thriving business scene at Temple Quarter, the creative hub around Stokes Croft, and traditional commercial areas all have distinct insurance needs.
Business interruption cover is particularly important in Bristol where commercial rents have risen significantly, and any period of lost trading can be financially devastating. Professional indemnity insurance is essential for Bristol’s substantial professional services sector, while cyber insurance is increasingly critical for the city’s growing tech industry.
Bristol’s rich architectural heritage means many properties have listed status or lie within conservation areas. These properties require specialist insurance that understands the complexities of historic buildings, including the need for like-for-like repairs using traditional materials and techniques.
Our Bristol team has extensive experience insuring historic properties throughout the city and can access insurers who specialise in this area.
With two major universities – the University of Bristol and the University of the West of England – the city has a substantial student population. Properties let to students require particular insurance considerations due to higher turnover, increased wear and tear, and specific risk profiles.
Our team understands the Bristol student rental market and can provide appropriate, competitively priced insurance for student lets across the city.
Operating from Bristol gives us deep understanding of the city’s insurance landscape. We work daily with businesses and individuals across all Bristol areas, from the historic city centre and vibrant Harbourside to the leafy suburbs of Clifton and Redland, the creative quarters of Stokes Croft and Bedminster, and everywhere in between.
This local knowledge means we understand area-specific considerations like flood risks in waterfront areas, conservation requirements in historic neighbourhoods, the unique needs of student accommodation in areas near the universities, and the particular challenges facing businesses in Bristol’s rapidly developing Temple Quarter and Arena Island.
We’re also well-connected with Bristol’s professional community, working alongside solicitors, accountants, surveyors, and property professionals who refer clients to us for specialist insurance advice. This network ensures we stay current with local market developments and can coordinate with your other professional advisors when needed.
As a family-run business with deep roots in the South West, we’re committed to providing Bristol clients with the personalised service, local knowledge, and professional expertise they deserve.
Want more information on WS Insurance Brokers ?
Provide us with your details below, and we can aid you further in all aspects of insurance.
Want more information on WS Insurance Brokers Bristol ?
Provide us with your details below, and we can aid you further in all aspects of insurance.
